Having an annual eye exam is one of the best ways to make sure you’re keeping your eyes healthy. You can enroll in vision coverage through MetLife (VSP 2025) to save money on eligible vision care expenses such as eye exams, glasses, and contact lenses.
Key Features
- Eye exam covered every year, with only a small copay charged to you
- Coverage for prescription eyeglasses or contact lenses, so you can choose the method of correction you prefer
- Wide network of providers that have agreed to negotiated rates, which helps you save money
Coverage Details
| In-network | ||
|---|---|---|
| Materials Only Plan | EnhancedPlan | |
| Exam | No coverage | $15 copay (once per calendar year) |
|
Lenses
|
$10 copay (every calendar year) | $15 copay (once per calendar year) |
| Frames | Retail allowance of $175 (every 24 months) | Retail allowance of $210 (once per calendar year) |
| 20% discount on any amount over the retail allowance | 20% discount on any amount over the retail allowance | |
| Contact lenses (in lieu of frame and lenses) | Contact lens exam (fitting and evaluation) covered in full with a $25 copay. Up to $175 (once per calendar year) | Contact lens exam (fitting and evaluation) covered in full with a $25 copay . Up to $210 (once per calendar year) |
2024 Bi-Weekly Rates
| Vision Plan | ||
|---|---|---|
| Coverage Tier | materials Only | Enhanced |
| Employee only |
$2.41 |
$4.46 |
| Employee + Spouse |
$4.82 |
$8.82 |
| Employee + Child(ren) |
$6.19 |
$11.07 |
| Employee + Family |
$8.00 |
$14.80 |
2025 Bi-Weekly Rates
| Vision Plan | ||
|---|---|---|
| Coverage Tier | materials Only | Enhanced |
| Employee only |
$2.77 |
$5.16 |
| Employee + Spouse |
$5.54 |
$10.26 |
| Employee + Child(ren) |
$7.12 |
$12.72 |
| Employee + Family |
$9.20 |
$17.01 |